Medical
Black & Decker’s Medical Plan is available to regular full-time and their families.
The cost for this coverage is shared by the Company and its employees. The Black
& Decker Medical Plan is a network-based plan. Every time participants need care,
they decide which doctor, provider, or facility to use. The cost of services and
the procedures for filing claims depend on whether the participant uses a provider
who is part of the network or seeks treatment outside of the network. Each Medical
Plan option covers the same services, regardless of the provider. For both in-network
and out-of network services, the Medical Plan provides benefits for preventive care,
office visits, surgery and hospitalization, well-woman care, pregnancy, durable
medical equipment, lab and X-ray, chiropractic care, emergency room, hospice, and
outpatient rehabilitative therapy, as well as other services.
Dental
Black & Decker’s Dental Plan is available to regular full-time and their families.
The cost for this coverage is shared by the Company and employees.
Coverage under the plans includes:
- Preventive care such as regular exams, cleanings, and X-rays, which are covered
at 100% of the reasonable and customary charge with no deductible;
- Basic services such as fillings and oral surgery, which are subject to an annual
deductible and require co-payments by the employee;
- Major services such as dentures, crowns, and bridgework, which are subject to an
annual deductible and require co-payments by the employee; and
- Orthodontic services, which require co-payments but are not subject to a deductible.
Vision
Employees who participate in the Black & Decker Medical Plan are automatically enrolled
in the Vision Care Program. Each year, employees can receive an eye examination
and an allowance towards the purchase of new glasses or contact lenses. Employees
can use any optician or eye doctor they wish. Charges are paid by the employee at
the time of the visit and then submitted for reimbursement.
Prescriptions
Participants in the Black & Decker Medical Plan are covered by a comprehensive prescription
drug program. If employees need a prescription right away, or if they will be taking
medication for a short time, they use the retail program, CIGNA Pharmacy. When using
any participating pharmacy, employees will pay only a modest co-payment for a 30-day
supply of medication. For long-term maintenance medication, a mail order service,
CIGNA Tel-Drug, is offered. Through CIGNA Tel-Drug, employees pay a modest co-payment
for a 90-day supply of medication.
Vacation
Vacations and holidays vary by location. Each site maintains its own policies and
practices regarding time off with pay.
- Starting in the third month of employment, employee earns 1 day per month.
- Employee earns 2 weeks of vacation after one year of service